{"id":3196,"date":"2024-05-27T07:32:00","date_gmt":"2024-05-27T07:32:00","guid":{"rendered":"https:\/\/law-office-of-raul-a-guajardo.local\/sin-categoria\/que-sucede-despues-de-presentar-una-reclamacion-al-seguro\/"},"modified":"2024-05-27T07:32:00","modified_gmt":"2024-05-27T07:32:00","slug":"que-sucede-despues-de-presentar-una-reclamacion-al-seguro","status":"publish","type":"post","link":"https:\/\/rguajardofirm.com\/es\/ultimas-noticias\/que-sucede-despues-de-presentar-una-reclamacion-al-seguro\/","title":{"rendered":"\u00bfQu\u00e9 sucede despu\u00e9s de presentar una reclamaci\u00f3n al seguro?"},"content":{"rendered":"

Se puso en contacto con su compa\u00f1\u00eda de seguros despu\u00e9s del accidente. \u00bfY ahora qu\u00e9? <\/h2>\n

Sufrir un accidente de coche u otro tipo de lesi\u00f3n causada por la negligencia de otra persona puede ser una experiencia frustrante. No solo est\u00e1 lesionado, sino que es probable que falte al trabajo y pierda ingresos. Puede sufrir problemas de movilidad y no poder realizar las tareas cotidianas. Adem\u00e1s de eso, tendr\u00e1 que presentar una reclamaci\u00f3n al seguro y lidiar con todo ese embrollo. <\/p>\n

Present\u00f3 una reclamaci\u00f3n por lesiones personales a su compa\u00f1\u00eda de seguros, entonces, \u00bfqu\u00e9 sucede despu\u00e9s? \u00bfSe limita a esperar? <\/p>\n

No exactamente. Es posible que le pidan que haga algunas cosas. Siga leyendo para obtener m\u00e1s informaci\u00f3n sobre el proceso. <\/p>\n

Proporcione una declaraci\u00f3n<\/h2>\n

Su compa\u00f1\u00eda de seguros puede pedirle que proporcione una declaraci\u00f3n (oral o escrita) sobre lo que sucedi\u00f3. <\/a>Querr\u00e1n informaci\u00f3n sobre la p\u00e9rdida para poder determinar qui\u00e9n tiene la culpa y cu\u00e1nta compensaci\u00f3n debe recibir. La compa\u00f1\u00eda de seguros tambi\u00e9n puede pedir a otros involucrados que proporcionen declaraciones para comparar. Si hay testigos, tambi\u00e9n se les pueden hacer preguntas. <\/p>\n

Proporcione documentaci\u00f3n<\/h2>\n

Si busca una compensaci\u00f3n por facturas m\u00e9dicas o salarios perdidos, la compa\u00f1\u00eda de seguros puede solicitar documentaci\u00f3n que demuestre estas p\u00e9rdidas. Aseg\u00farese de proporcionar recibos de pago, facturas m\u00e9dicas, registros m\u00e9dicos, recibos y otra documentaci\u00f3n como prueba. <\/p>\n

Prep\u00e1rese para un ajustador de seguros<\/h2>\n

La compa\u00f1\u00eda de seguros enviar\u00e1 a un ajustador que evaluar\u00e1 los art\u00edculos da\u00f1ados (coche, casa, etc.) y propondr\u00e1 un valor. Si bien no tiene que estar presente para esto, puede ser \u00fatil mostrarle al ajustador el da\u00f1o, especialmente si no es visible de inmediato. El ajustador revisar\u00e1 su p\u00f3liza para asegurarse de que el da\u00f1o est\u00e9 cubierto y se pondr\u00e1 en contacto con cualquier otra persona que tenga informaci\u00f3n sobre la reclamaci\u00f3n. <\/p>\n

Revise la oferta de acuerdo<\/h2>\n

El ajustador enviar\u00e1 su informe a la compa\u00f1\u00eda de seguros y, poco despu\u00e9s, deber\u00eda recibir una oferta de acuerdo. Aseg\u00farese de revisar la oferta cuidadosamente. Una vez que la acepte, su reclamaci\u00f3n se cerrar\u00e1. Si no est\u00e1 de acuerdo con el acuerdo, tiene opciones para disputar la reclamaci\u00f3n. Puede pedirle a la compa\u00f1\u00eda de seguros que realice una segunda revisi\u00f3n. Tambi\u00e9n puede contratar a un ajustador p\u00fablico o a un abogado. <\/p>\n

Reciba el pago de la reclamaci\u00f3n<\/h2>\n

Una vez que haya firmado el acuerdo de conciliaci\u00f3n, su aseguradora le enviar\u00e1 un cheque como pago para reparar o reemplazar su veh\u00edculo u hogar. Para los veh\u00edculos, si el costo de reparar su coche es menor que su valor, su compa\u00f1\u00eda de seguros le dar\u00e1 un cheque de acuerdo<\/a> para cubrir las reparaciones. Si el costo de reparar su coche es mayor que su valor en efectivo, su compa\u00f1\u00eda de seguros considerar\u00e1 que est\u00e1 siniestro total<\/a>. Recibir\u00e1 un cheque de acuerdo que equivaldr\u00e1 al valor del coche antes del accidente. <\/p>\n

P\u00f3ngase en contacto con nuestro abogado de lesiones personales de Texas hoy mismo<\/h2>\n

Esperar a que la compa\u00f1\u00eda de seguros decida pagar puede ser un proceso largo y frustrante. Se recomienda contratar a un abogado para que le ayude. <\/p>\n

Un abogado de lesiones personales de Texas de Law Office of Raul A. Guajardo. P.L.L.C.<\/a> puede guiarle a trav\u00e9s del proceso y asegurarse de que obtenga la compensaci\u00f3n que merece. Para programar una consulta, llame al (956) 276-8819 o rellene el formulario en l\u00ednea<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"

Se puso en contacto con su compa\u00f1\u00eda de seguros despu\u00e9s del accidente. \u00bfY ahora qu\u00e9? Sufrir un accidente de coche […]<\/p>\n","protected":false},"author":11,"featured_media":611,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[22],"tags":[],"class_list":["post-3196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ultimas-noticias"],"yoast_head":"\n\u00bfQu\u00e9 sucede despu\u00e9s de presentar una reclamaci\u00f3n al seguro | Law Office of Raul A. 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